More Fraud
My bank debit card was compromised over the weekend somehow between 7/15 and 7/16.
The lady on the phone was sympathetic, took me at my word, told me what to do, and apologized for the inconvenience. This morning, I called my bank and in less than 5 minutes was reassured that none of those charges will hit my account, was issued a new bank card that will arrive in 3-5 business days, and I “pre-PINned” my new card over the phone.
This is such an unbelievably far cry from my last horrific identity theft experience of 1994-1995, I’m practically giddy. During those 10 months I argued, demanded, pleaded, and swore to heaven and back that the charges weren’t mine, they were fraud. I signed and had notorized countless affidavits. I wrote hundreds of letters. I made hundreds of calls. I was repeatedly accused of lying. The total bill: $70,000.00. I never had to pay for any of it in the end.
I guess the business world is a lot more savvy now. I’m happy that the problem all seems to be wrapped up before it really even got going.
Nevertheless, I’ll be watching my bank account like a hawk for the next week or so.
I'm a busy freelance editor and writer, wife to Ian, and mother to two precious boys. I am living each day to the fullest and with as much grace, creativity, and patience as I can muster.
"Love doesn't just sit there like a stone; it has to be made, like bread, remade all the time, made new." —Ursula K. LeGuinn
July 17, 2006 at 1:56 pm
Wow, good catch on their part. I’m impressed. They are getting better, but sadly that’s because the crime is so much more widespread.
July 18, 2006 at 7:58 pm
Glad they caught it for you so quick. Seems a scary new trend though. That’s the third card compromised in the last week, including mine.
Same kind of charges for me and same basic results when I talked with the bank.